Responsible borrowing is defined as having done a proper needs analysis and having considered the affordability and the cost of the loan. Borrow responsibly, because by: You can afford the repayments since you have budgeted for these expenses. You have peace of mind and less worries about your finances/debts. You avoid over-indebtedness … You can…
DetailsIs a portion of the repayment of loan with interest in equal periodic payments. What is a payday loan? A payday loan is a loan given by a micro-lender. It is called a payday loan, because you generally borrow just enough to get through to your next payday, upon which the repayment is due. What…
DetailsOnly consider financial institutions that are registered with NAMFISA and Bank of Namibia so that you have the legal right to complain. Do not take the first loan offer but shop around. Find out about the products and services that suit your needs best. Limit yourself to the amount / goods that you really need.…
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